Grocery stores, excluding Target and Walmart Here’s a comparison of the 2022 Discover cash-back calendar and the Freedom Flex calendar.Ĭhase Freedom Flex Card Bonus Categories 2022

However, the Discover it card must be activated quarterly, just like the Freedom Flex card.Ĭhase Freedom rotating categories change quarterly, just like Discover. One thing Discover it cardholders prefer over the Freedom Flex card is the fact that Discover releases its bonus categories yearly rather than quarterly. It also caps bonus spending at $1,500 per quarter. The Discover it® card is another cash-back card that works much like the Chase Freedom Flex card and offers similar bonus categories. Purchases at Apple Ultimate Rewards StoreĬash-Back Card Comparison: Chase Freedom Flex vs.Shopping through Chase merchandise purchases.Bookings through Chase Ultimate Rewards for events and travel.Chase Ultimate Points also can be used for: Chase Ultimate Points can be redeemed for cash back as a direct deposit or a statement credit. Total cash-back bonus points are included in the Rewards Summary section of the Freedom Flex statement and are broken out by category.Įvery Freedom Flex cash-back dollar earns 100 Chase Ultimate Points. While it may seem tedious to activate new bonus offers each quarter, Chase does this to ensure cardholders stay up-to-date on the bonus category changes. Cardholders who activate by June 14 will earn the 5% cash-back bonus on all applicable purchases made from April 1 through June 30, not just those made after June 14.Ĭardholders can sign up for quarter three bonus offers beginning June 15 and quarter four bonuses beginning September 15. So for quarter two 2022 cash-back categories, they can activate as early as March 15 but no later than June 14.Īctivation is retroactive for the quarter as long as the activation deadline is met. They have until the 14th of the last month of the new quarter to activate. While the Chase Freedom card is no longer accepting new cardholders, current Chase Freedom cardholders will have to wait for quarter three and quarter four category announcements to determine if the Chase Freedom bonus categories will be the same as the Freedom Flex bonus categories.Ĭardholders with more than one Freedom Flex card must activate each card.Ĭardholders can activate new bonus offers beginning the 15th of the month prior to the new quarter. However, bonus offers must be activated on each card. The Bonus 5X Categories for the Chase Freedom Cardįor Chase Freedom cardholders wondering if the Chase Freedom and Freedom Flex categories are the same, they are. Cardholders may want to take the opportunity to get some of the things on their Amazon wish lists. Many streaming services cost less per month when paid annually, so cardholders can get the cash-back bonus and save a little money.Īmazon might not make another appearance on the cash-back bonus calendar for a while. When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.To maximize quarter two’s bonus cash-back offers, cardholders who pay monthly for streaming services and have them billed to another card can switch the billing over to the Freedom Flex card, at least through the June billing.Īdditionally, cardholders who pay monthly for streaming services may want to consider switching to annual billing and pay the year to get the 5% cash-back bonus. To learn more about Pay with Rewards, see terms and conditions. All reward redemptions are subject to your issuer’s reward program terms. Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. Not currently available for sending money, recurring payments, and in-store transactions. 1 You may not see Pay with Rewards every time you check out online with a merchant. Chase Freedom Flex credit cards are issued by JPMorgan Chase Bank, N.A. Chase Freedom credit cards are issued by JPMorgan Chase Bank, N.A. Activate 5% cash back every 3 months when categories change. Activate by December 14th and earn a total of 5% cash back from October 1st through December 31st on up to $1,500 in combined purchases in the bonus categories, including purchases made using PayPal, then earn 1% cash back in these bonus categories.

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